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How much does a realtor cost in Quebec, to sell or to buy?

What you pay in total as a seller or as a buyer, and what you have left after the sale.

The two questions I get first

When I meet a seller, the first question is always about my commission rate. Next comes what's included. Both answers matter, but neither tells you how much you'll have left.

So if you'd like, I'll prepare an estimate of what you'd have left in your pocket after the sale. You see that number before you sign anything.

Yanis Gauthier-Sigeris, real estate broker · November 2026

What a realtor costs when you sell

The seller pays their broker's commission. The amount is negotiated and written into the brokerage contract, with taxes on top. The calculation is explained in the guide to realtor commission in Quebec.

What's included varies from one broker to another. It usually covers the pricing analysis, the Centris listing, photos, showings and negotiation, up to the signing at the notary. Ask for the full list before you sign.

The seller's other costs

A sale costs more than the commission. Also plan for an up-to-date certificate of location and the mortgage discharge fees at the notary. If you pay off your mortgage early, your lender may charge a penalty.

What a realtor costs when you buy

Most often, the buyer pays nothing directly. Their broker is paid from the remuneration set out in the seller's contract.

If you sign a buyer's brokerage contract, read its remuneration clause. When the remuneration on the seller's side is equal to or higher than the one in your contract, you have nothing to pay. If an amount is left to pay, it can be financed through your mortgage.

Realtor or private sale: compare what you keep

Selling privately avoids the commission. The price you get and the time it takes can change, though. The right comparison is the net amount of both options once every cost is paid. Both approaches are compared in realtor vs selling by owner.

Looking for a mortgage broker?

That's a different job: a mortgage broker works on your loan, not on selling or buying the property. This page is about real estate brokers.

First step: find out what your property is worth. It's free, with no commitment.

Free Home Valuation →

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Want to understand your options?

Before you sign anything, I'll explain my compensation and the services included. I give you the numbers and the options. You decide.

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FAQ

Frequently asked questions

There's no set rate. The seller negotiates the commission with their broker, and it goes into the brokerage contract. Buyers often have nothing to pay directly.

The seller pays their broker's commission, out of the sale proceeds. Most often, the buyer's broker is paid from that commission.

Yes. The OACIQ sets no commission rate. You and your broker agree on the amount freely, then it's written into the brokerage contract.

Usually the pricing analysis, the Centris listing, photos, showings and negotiation, up to the signing at the notary. The details vary from one broker to another. Ask for the exact list before you sign.

In many cases, nothing. If the remuneration in the seller's contract is equal to or higher than the one in your buyer's brokerage contract, you have nothing to pay. Otherwise, the remuneration can be financed through your mortgage.